Following news of an 18 month high in registered company insolvencies , Purbeck Personal Guarantee Insurance, the UK’s only provider of personal guarantee insurance is urging the owners of small and medium sized businesses to ensure their personal assets such as their home, bank account and savings, are protected if their business should become insolvent.
The Alternative Investment Market’s (AIM) success over the past year has made it increasingly difficult for equity investors to ignore. AIM is the London Stock Exchange’s (LSE) market for smaller, growing companies which are at different stages of development.
Focus Oxford Risk Management Ltd (Focus ORM), the Oxford based specialist insurance adviser, has joined forces with Partners&, a leading advisory business in the insurance marketplace. The move is in line with the Partners& strategy which combines the best traditions of broking, including exceptional technical advice and client service, with modern thinking and intelligent use of technology.
The United Kingdom (UK) left the European Union (EU) on 31st January 2020 with a Withdrawal Agreement and subsequently entered into a transitional period which ended on 31st December 2020. The UK Government has announced that discussions with the EU to agree the terms of the future relationship between the two have been successful, and a trade deal has been confirmed. However, not all of the details are fully known.
The environment may be the biggest winner of the US presidential election, as the vote could flip US policy on its head. Low-carbon energy – and investors in the technology that makes it possible – may be nearing their time in the sun.
All types of business experience cycles of expansion and contraction, and this is particularly true of the insurance industry. A number of factors influence these cycles – and in turn, these have an impact on insurance premiums.