Insurance
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Risk Management is an enabler for growth
It’s a hackneyed phrase that insurance is a necessary evil. That can’t be said about risk management. Actually, effective risk management enables your business to make better decisions, avoid the typical pitfalls and deliver on its plan. Isn’t that how we all want to manage our business? A great analogy is Formula 1. People often think […]
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Is your “key person” really who you think it is?
Who is the life and soul of your business? If you can name them, then you probably need key person insurance.
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FCA shines a spotlight on Price Walking
Pricing rules for home and motor insurance changed from 1 January – what does it mean for you?
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New insurance regulations could save you thousands on your premiums
January 1st 2022, marked the end of “loyalty penalties.” While new customers boast the best and cheapest deals on the market, loyal customers were being penalised via “price walking”, reveals vehicle finance specialist Carvine.
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Home security and insurance
Helping you protect against the old and new threats to your world
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Farms with Succession Plans in place are climbing as farmers do...
The number of farmers with succession plans in place is climbing steadily amid huge financial changes to the industry, according to new research by leading rural insurer NFU Mutual.
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Business owners cautioned to protect their personal assets as insolvencies reach...
Following news of an 18 month high in registered company insolvencies , Purbeck Personal Guarantee Insurance, the UK’s only provider of personal guarantee insurance is urging the owners of small and medium sized businesses to ensure their personal assets such as their home, bank account and savings, are protected if their business should become insolvent.
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Underinsurance in the commercial market – what it means for your...
Underinsurance is a phrase often used when talking about home or property insurance – but did you know it applies to business insurance as well?
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Driving in the EU and green cards
With travel abroad beginning to open up once again, it’s worth remembering that the regulations have changed with regards to driving abroad.
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Budget 2021 and the impact on mortgages
As announced by Chancellor Rishi Sunak in this week’s budget, the stamp duty holiday has been extended and there is a new mortgage guarantee scheme to help first-time buyers.
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Reducing Inheritance Tax by Investing in AIM Shares
The Alternative Investment Market’s (AIM) success over the past year has made it increasingly difficult for equity investors to ignore. AIM is the London Stock Exchange’s (LSE) market for smaller, growing companies which are at different stages of development.
![Brexit and driving in Europe from 1 January 2021](https://www.b4-business.com/wp-content/uploads/2021/01/eu-driving-453x255.jpg)
Brexit and driving in Europe from 1 January 2021
The United Kingdom (UK) left the European Union (EU) on 31st January 2020 with a Withdrawal Agreement and subsequently entered into a transitional period which ended on 31st December 2020. The UK Government has announced that discussions with the EU to agree the terms of the future relationship between the two have been successful, and a trade deal has been confirmed. However, not all of the details are fully known.
![Garry White, Chief Investment Commentator, Charles Stanley](https://www.b4-business.com/wp-content/uploads/2020/12/gray-white-charles-stanley-453x255.jpg)
You better be ready for the ‘green revolution’
The environment may be the biggest winner of the US presidential election, as the vote could flip US policy on its head. Low-carbon energy – and investors in the technology that makes it possible – may be nearing their time in the sun.
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Insurance in a hard market – what it means for your...
All types of business experience cycles of expansion and contraction, and this is particularly true of the insurance industry. A number of factors influence these cycles – and in turn, these have an impact on insurance premiums.