Business owners cautioned to protect their personal assets as insolvencies reach 18 month high

Following news of an 18 month high in registered company insolvencies , Purbeck Personal Guarantee Insurance, the UK’s only provider of personal guarantee insurance is urging the owners of small and medium sized businesses to ensure their personal assets such as their home, bank account and savings, are protected if their business should become insolvent.

Underinsurance in the commercial market – what it means for your business

Underinsurance is a phrase often used when talking about home or property insurance – but did you know it applies to business insurance as well?

Driving in the EU and green cards

With travel abroad beginning to open up once again, it’s worth remembering that the regulations have changed with regards to driving abroad.

Budget 2021 and the impact on mortgages

As announced by Chancellor Rishi Sunak in this week’s budget, the stamp duty holiday has been extended and there is a new mortgage guarantee scheme to help first-time buyers.

Reducing Inheritance Tax by Investing in AIM Shares

The Alternative Investment Market’s (AIM) success over the past year has made it increasingly difficult for equity investors to ignore. AIM is the London Stock Exchange’s (LSE) market for smaller, growing companies which are at different stages of development.

Nick Jones, Managing Director, Partners&. Phil Barton, CEO Partners&.

Focus ORM joins forces with Partners&

Focus Oxford Risk Management Ltd (Focus ORM), the Oxford based specialist insurance adviser, has joined forces with Partners&, a leading advisory business in the insurance marketplace. The move is in line with the Partners& strategy which combines the best traditions of broking, including exceptional technical advice and client service, with modern thinking and intelligent use of technology.

Brexit and driving in Europe from 1 January 2021

Brexit and driving in Europe from 1 January 2021

The United Kingdom (UK) left the European Union (EU) on 31st January 2020 with a Withdrawal Agreement and subsequently entered into a transitional period which ended on 31st December 2020. The UK Government has announced that discussions with the EU to agree the terms of the future relationship between the two have been successful, and a trade deal has been confirmed. However, not all of the details are fully known.

Garry White, Chief Investment Commentator, Charles Stanley

You better be ready for the ‘green revolution’

The environment may be the biggest winner of the US presidential election, as the vote could flip US policy on its head. Low-carbon energy – and investors in the technology that makes it possible – may be nearing their time in the sun.

FOCUS new recruits

The latest news from FOCUS

With a few things going on at FOCUS, we thought we’d share our latest news.

Insurance In A Hard Market

Insurance in a hard market – what it means for your business

All types of business experience cycles of expansion and contraction, and this is particularly true of the insurance industry. A number of factors influence these cycles – and in turn, these have an impact on insurance premiums.

FOCUS Oxford Risk Management Ltd are experts in providing bespoke insurance, mortgage and protection solutions.

Coronavirus - support for re-opening your business

Coronavirus – support for re-opening your business

After some 9 weeks of lockdown, we’re beginning to see a return to what will perhaps be the new normal. This means its time to make sure your business or organisation has the right plans in place.